Regular Savings / ATS Savings Account

Regular Savings / ATS Savings Account


This interest bearing account is designed for individuals who need the flexibility of making withdrawals from their savings account.

  • No minimum opening deposit
  • No monthly service charge for 6 or less withdrawals per monthly cycle
  • A debit item service charge of $1.00 will be accessed for every debit item in excess of the 6 per month
  • ATM accessible with active checking account
  • A service charge of $2.00 will be imposed if the average available balance drops below $100.00 for the month (accounts for the benefit of minors will be exempt from this charge)

First Rate Money Market Account

First Rate Money Market Account


Designed for the serious investor, this account combines higher rates with easy access to your money.

  • $2,500.00 minimum to open account
  • Interest is compounded monthly (account will not earn interest on days the available balance falls below $2,500.00)
  • Limited withdrawal privileges, 6 per monthly cycle
  • You can write 3 checks per month on this money market account
  • A service charge of $7.00 will be imposed if the average available balance drops below $2,500.00 for the month