*All loans are subject to approval

Personal Loans

• Loans are available for all types of purchases: new or used - cars, pickups, SUV's, recreational vehicles, appliances, etc.
• We have flexible payment plans to fit your needs.
• Credit life and disability insurance are also available - subject to qualifications.  This insurance will help protect you and your family from unexpected events.
  

Real Estate Loans

• We offer financing options for new purchases, refinancing, bridge loans, home equity and construction loans.
• Our in-house balloon loans have low closing costs and competitive interest rates.
• We have an experienced lending staff.  You know the people you're dealing with and you know the bank you will be making your payments to.
• All of our mortgages are open-end mortgages, so in the future if you want to take advantage of the equity in your home you can use the same mortgage and avoid additional closing costs.  (buy a car, go on vacation, or finance a child's education, etc.)
  

First Time Home Buyer Loans

• Low long term fixed interest rates
• No points or origination fees
• No down payment required
  

HELOC Loans (Home Equity Line of Credit)

• You'll be surprised how much equity you have in your home to consolidate debt, buy a vehicle or make some home improvements.
• We can help you decide how much equity you have available and you can decide how to spend the money.
  

Secondary Market Real Estate Loans

• Variety of amortization periods for fixed-rate mortgage products at competitive rates.