IRA Accounts

RATES EFFECTIVE FOR MONTH OF SEPTEMBER 2010

* Variable account rates may change after account is opened.  Interest rates change the first business day of the month.

• "APY" refers to "Annual Percentage Yield"
• "D" refers to daily compounding
• "M" refers to monthly compounding and crediting
• "Q" refers to quarterly compounding and crediting
• "S" refers to semi-annual compounding and crediting